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With 600 different kinds of credit cards and interest rates ranging from 0% all the way up to 28%, choosing a credit card in Australia can be confusing. Here are just some things you will need to consider before you switch cards.

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sers to earn travel rewards or even cash back on purchases. Premium cards such as a gold card have reward schemes and offer other services such as travel insurance but carry high annual fees. In addition, a person may choose a card because of balance transfer rates or because the card doesnít charge any annual fees. Do You Intend to Pay the Balance Off in Full Each Month? If you do intend to pay your balance off in full each month, then you should consider taking advantage of the interest-free period. In Australia, all credit cards offer a maximum of 55 days in which you wonít be charged i

Written by: Shiromi Uploaded Date: 15th Feb 2009 Words: 488
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