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With 600 different kinds of credit cards and interest rates ranging from 0% all the way up to 28%, choosing a credit card in Australia can be confusing. Here are just some things you will need to consider before you switch cards.

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card doesnít charge any annual fees. Do You Intend to Pay the Balance Off in Full Each Month? If you do intend to pay your balance off in full each month, then you should consider taking advantage of the interest-free period. In Australia, all credit cards offer a maximum of 55 days in which you wonít be charged interest, from the date of purchase. If you plan to pay off your card every month, then it would be to your benefit to go with a card that has a good interest-free period. Conversely, these cards usually have a high annual fee. For a person not wanting to pay off the balance each m

Written by: Shiromi Uploaded Date: 15th Feb 2009 Words: 488
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