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Most people who are about to retire had seen their investment portfolio dramatically decrease in value. If you are concerned about retirement investment, it is important to understand what Roth IRA is.

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at are the benefits I can get from ROTH IRA? One of the many advantages ROTH IRA provides is its tax-free withdrawals. Provided that the person has reached at least 59 and a half years of age, he or she will have the right to withdraw direct ROTH IRA contributions without tax charges anytime he or she wishes. Rollovers, however, may only be withdrawn if the ROTH IRA account has existed for at least five years. Others call the required minimum period as ‘seasoning’. A lot of traditional IRA holders prematurely withdraw their contributions for a number of reasons. They are made to pay the

Written by: Richard L. Uploaded Date: 10th Apr 2009 Words: 462
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